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He's not capping. 👀 When you're an authorized user on someone's AMEX, you're not legally on the hook for the bill. The primary cardholder is. That's who the bank comes after, not you. So who really pays for the AMEX spending? 👇 ✅ Primary cardholder = 100% responsible for the balance ✅ Authorized user = gets a card, spends, owes the bank $0 ⚠️ The catch: if the primary pays late, it can show up on the AU's credit report too The bigger move most people miss is that being an authorized user on an
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