Rio Ferdinand Presents on Instagram: "“You’re real for that” HMRC on Rio’s Ballon d’Or and Ole’s at the wheel moments 🎥 Catch the FULL episode with Rio Ferdinand, Joel Beya, Stephen Howson AND Karel Prince brought to you by @craftd 🎧 The HMRC of football podcasts, Karel Prince comes face to face with Rio Ferdinand, Joel Beya and Ste Howson after several messages back and forth on social media. After creating several viral videos scrutinising anecdotes and stories from players about their caree

Sameer on Instagram: "🚨 HMRC Warning – October 2025 If you missed the early October registration date for Self Assessment, don’t panic — you can still file your return online by 31 January 2026. But HMRC has made it clear this year: late filers will face tougher penalties and more frequent interest charges. 💡 Who must file a Self Assessment: • Anyone earning over £100,000, even through PAYE • People with rental, dividend or investment income • Freelancers, contractors or small business owners