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Here’s a side-by-side breakdown that reveals the real power of compounding vs borrowing 👇 📊 Loan vs SIP – A Smart Comparison: 🔻 LOAN Loan Amount: ₹30,00,000 Rate of Interest: 8.4% p.a Monthly EMI: ₹25,845 Loan Tenure: 20 Years Principal Paid: ₹30,00,000 Total Interest: ₹32,02,832 👉 Total Paid: ₹62,20,832 🔺 SIP Monthly Investment: ₹25,000 Expected Return: 12% p.a Time Period: 20 Years Total Invested: ₹60,00,000 Estimated Returns: ₹1,70,20,755 👉 Total Value You Get: ₹2,30,20,755 ⚠️ Lesson: T
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