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Mortgage Rates Today: August 1, 2025 – Rates Hold Firm
The current mortgage rate on a 30-year fixed mortgage fell by 1.14% in the last week to 6.65%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage dropped 0.05 percentage point during the same period to 5.
Changing the terms of your home loan can make your mortgage payments affordable and help you avoid foreclosure.
More homeowners decided to refinance their current mortgage, as interest rates remained fairly steady—under 7%.
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A rise in mortgage interest rates has led to a decline in people applying for home loans and homeowners refinancing.
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