Insurers have paid out £150 million for subsidence so far this year. But more than half of people don’t know what to look out for to make a claim.

Armed with an infrared thermometer, Austrian artist Jonas Griessler measures the sweltering heat in an inner courtyard in the centre of Vienna.

As you can see from this photo, there's not a patch of sand to be had and 'a worst nightmare' and 'horrific' is how some beachgoers remember it. In contrast, here's a picture of Weymouth beach taken ...