The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on ...

FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for ...

A federal judge has blocked a Biden administration rule that would have removed medical debt from credit reports, affecting ...

A federal judge in Texas removed a Biden-era finalized rule by the Consumer Financial Protection Bureau that would have ...

From checking your credit score too often to carrying a credit card balance, we're taking the mystery out of how credit scores work can help you boost your rating ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

We’re enabling lenders to more accurately evaluate credit readiness, especially for consumers whose first credit experience is through BNPL.” Buy-now-pay-later services like Uplift, Affirm, Uplift and ...

First and foremost, those seeking to build a Canadian credit profile should develop a deeper understanding of the ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

Judge Sean Jordan vacated the rule that would have kept preventing lenders from using medical debt on credit reports in loan ...