Instead of promoting competition among Equifax, Experian and TransUnion for credit scores, federal policy has long done the ...

Identity theft can either be the worst thing that can happen to you or the best lesson in being smart about your personal ...

VantageScore could potentially help younger borrowers or others with limited credit histories qualify for home loans or get ...

An estimated one-fifth of U.S. households have medical debt on their credit reports, a burden that makes it more expensive for them to buy homes, finance new cars and, in some cases, more difficult to ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become in consumer finance.

It’s a good idea to check your credit reports from the three credit agencies regularly, and when consumers get their report from Equifax they may notice some changes. The company has unveiled a ...

Equifax refused to restore his credit score or explain why it dropped to zero, until Go Public started asking questions. Only then did the company point to its little-known policy: If a credit file ...

Have you ever checked your credit score right after making payments, only to find it hasn't changed? It only natural to wonder: "When do credit scores update?" ...

How Often Do Credit Scores Update? There isn’t one fixed day when credit scores update monthly. Instead, scores can change multiple times each month.

Equifax must pay $725,000 as part of a settlement with the state after a coding error in 2022 led to the inaccurate lowering of some New Yorkers' credit scores.

Experian and Equifax are similar yet competing companies. They both gather your credit information and use the FICO and Vantage scores to determine your credit risk.