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An Individual Development Account (IDA) is a savings account to help lower-income individuals build assets to achieve financial stability.

First launched in 1999, Isas – more formally known as Individual Savings Accounts – have become a hugely popular way for savers and investors alike to protect their money from tax.

Individual savings accounts (ISAs) let you build your savings or investments without needing to pay tax on the income you earn from them, whether it’s interest or investment returns.

An individual retirement account (IRA) is a retirement savings plan with tax advantages that taxpayers can use to invest over the long term for retirement.