Under Article 74 of the Payment Services Directive (EU) 2015/2366 (“PSD2”), a payer may be required to bear the losses of unauthorised payment transactions up to a maximum of €50 provided the ...
The PSD2 directive has been delayed, but will we be ready for it despite the extra time allowed? Will businesses be prepared? Are consumers even aware? And how will it affect us all? Processing ...
The EU is finalising a significant overhaul of its framework for payments regulation. On 22 April 2026, the proposed text of the Third ...
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Despite the ‘digitalisation’ theme of PSD2, PSP businesses will now have to provide monthly account statements on paper or a “durable medium” Hopefully, it hasn’t escaped anyone’s notice that the ...
The PSD2 timeline has come to an end – having been implemented on January 13th. It heralds a fundamental change in how money moves online in Europe. But who stands to benefit? Is it a zero-sum game ...
With Silicon Valley in the West and Shenzhen in the East having long dominated the tech scene, Europe’s leaders have been calling on the need for the EU to achieve technological sovereignty. This ...
Europe’s new payments regulation promises much, including free transactions. But do banks need to be forced to do what’s in the best interests of customers and shareholders? The European Union’s ...
Not much changes in banking in the UK. Sure, there are occasional new ideas – ATMs; apps; contactless payments – but decade after decade the fundamentals remain the same. Over 80 per cent of us bank ...
As we transition into a cashless world of electronic transfers, web payments and blockchain, where does that leave us? Professional services firm PwC is dissecting what we can expect in a post-PSD2 ...
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