It’s a simple way to track your income and expenses.

This as-told-to essay is based on a conversation with Laura Flick, creator of You are Loved Templates; she is based in Los Angeles, California. It has been edited for length and clarity. I have always ...

I'm a Certified Financial Planner with a bachelor’s degree in finance and accounting from the number-one entrepreneurship college in the country. I have more than two decades of experience in the ...