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Telematics can offer good drivers a path to reduced rates ...

A No Claims Discount (NCD) or No Claims Bonus (NCB) can save you money on your car insurance. As the name suggests, you can build up an NCD if you don’t make a claim on your car insurance policy.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...