Even a well-constructed portfolio earning 10-12% per annum can erode rapidly if the income drawdown is too high. The commonly cited 4-5% drawdown guideline is based on long-term return assumptions of ...

Thirty-two per cent of people in drawdown do not have any investment experience, yet two in five of them have not received advice or guidance, according to a recent report that urges the introduction ...

Providers of drawdown products should be required to develop charge-capped default products to help disengaged savers make their pension last, the Work and Pensions Committee has recommended. In a ...

Your pension strategy may need tweaking –with many pension experts now arguing that 75 should be the pivotal age in your ...

What suits you best will depend on the type of pensions you have, what you have saved up so far, and whether you are prepared ...