Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

AARP: Best for senior members. Country Financial: Best for customization. Lemonade: Best for large coverage amounts. In the market for life insurance but want to skip the medical exam for one reason ...

What Is No Exam Life Insurance? Life insurance companies prefer to cover the healthiest, youngest people, offering them the lowest rates. Traditional policies usually require a medical exam, a ...

AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Yasmin Ghahremani is a full-time Associate Editorial Director at Investopedia, ...

Life insurance is one of the most important financial products for a family, and applying for a policy is generally a simple process. Premiums are based on several factors, including your age, overall ...

Steps to take to get a policy issued quickly and smoothly.

The U.S. Department of Veterans Affairs launched VALife in 2023, offering a new guaranteed-acceptance life insurance option for veterans with service-connected disabilities. Unlike past VA policies, ...

Final expense insurance is a life insurance policy designed to cover end-of-life costs. You can get approved easily, but the death benefit is typically smaller.

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

Symetra, Legal & General America, Penn Mutual and Principal have the best no-exam life insurance in our analysis. Most life insurers have a no-exam approval process available for buyers who qualify ...

No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...