Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

Pat Howard is a licensed insurance professional specializing in home insurance. He is a former managing editor at Policygenius, where he wrote, edited, and conducted data studies, which were ...

Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...

Is reading your homeowner's policy as clear as mud? Take comfort — you're not alone. About two in three homeowners (65%) said they “have no idea” what their home insurance covers, and 16% said they ...