The state fund that pays out temporary disability and family leave insurance benefits faces a $442 million shortfall. (Dana DiFilippo | New Jersey Monitor) New Jersey workers can expect to pay more in ...

Learn about Short-Term Disability Insurance, including its types, coverage options, and the application process involved. Protect your income today.

In the United States, only 27% of private sector workers have access to paid family leave, leaving millions of new parents to choose between financial stability and time with their newborn children.

"People are more likely to protect their homes, phones, or cars than their most important asset: their income," said Chris Pyne, executive vice president of Group Benefits at Unum. "But without a ...