News

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...
Fannie Mae and Freddie Mac will accept a credit scoring model for mortgage applications that captures rent and utility ...
The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...
A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.
FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...
Fannie Mae and Freddie Mac’s regulator says VantageScore can now be used to underwrite home loans, weighing on FICO’s stock.
With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...
Against this backdrop of higher credit scores, TransUnion recapped consumer demand for credit rebounded starting in mid-2021, as many government assistance programs ended and inflation began to rise.
TransUnion has released CreditVision Link, the first credit score in the market to combine both trended credit bureau data and alternative data sources—creating a more precise picture of consumer risk ...
The CFPB recently sanctioned TransUnion and Equifax for misleading consumers about the credit scores lenders actually use to make lending decisions. Here are the details, along with what it means ...
All credit scores are not created equal. That’s the upshot of federal enforcement actions levied Tuesday against credit bureaus Equifax and TransUnion. The bureaus will pay penalties of $23.1 ...
Nearly one in five consumers who used TransUnion’s CreditView Dashboard at least once through their banks and credit unions saw their scores improve 40 points or more in 2018.